SBA Loans

SBA Loans Up to $1,000,000

Access low rates and long-term financing backed by government programs.

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Lower rates than most financing options

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Long repayment terms (up to 10–25 years)

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Backed by SBA programs

Get Pre-Qualified in Minutes

No hard credit pull. No obligation.

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10,000+ Businesses Helped

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What Is an SBA Loan?

An SBA loan is a government-backed financing option designed to help small businesses access capital with lower rates and longer repayment terms than most traditional loans. These loans are issued by approved lenders and partially guaranteed by the U.S. Small Business Administration.

Because of this backing, SBA loans often offer more favorable terms — but they also require a more detailed application and underwriting process.

Rates, Terms & Details

Feature
Details
Loan Amount
$50,000 – $5,000,000
Terms
5 – 25 years
Rates
Among the lowest available
Funding Speed
2 – 6+ weeks
Use of Funds
Broad (working capital, real estate, equipment)

Why Choose an SBA Loan?

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Lower interest rates

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Longer repayment terms

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Higher borrowing limits

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Backed by government programs

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Ideal for established businesses

Things to Consider

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Longer approval process

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More documentation required

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Higher qualification standards

Compare Your Funding Options

Product
Speed
Flexibility
Best For
SBA Loan
Slow
Low
Long-term financing
Term Loan
Medium
Medium
Expansion
Revenue Financing
Fast
Higher
Quick access

Is an SBA Loan Right for Your Business?

This is a great fit if you:

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Want the lowest possible rates

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Need long-term financing

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Have strong financials and time to go through approval

You may qualify if you:

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Have 2+ years in business

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Generate consistent revenue and profitability

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Have a 650+ credit score (typically)

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Can provide financial documents

How SBA Loans Work

step 1

Submit your business and financial information

Takes less than 60 seconds

step 2

Get matched with SBA-approved lenders

See your best funding options instantly

step 3

Complete underwriting and receive funding

As fast as the next business day

Get Your Funding Estimate

See what your business may qualify for — no obligation.

$
$0$500K

Great News!

You're Pre-Qualified for Up to:

$0 – $0

Based on your business profile, you may be eligible for flexible financing options with no upfront fees.

Continue My Application

*Estimates are for illustrative purposes only.
Actual rates, terms and amounts may vary.

Frequently Asked Questions

Compare Business Loan Options with Expert Help

Apply in Minutes — no obligations and no hard credit checks.