Term Loans

Business Term Loans from $25,000 to $1,000,000

Get fast, predictable funding with fixed payments — approvals in as little as 24 hours.

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No hard credit pull

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2-minute application

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Trusted by 12,000+ businesses

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Term Loan Form

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What Is a Business Term Loan?

A business term loan gives you a lump sum of capital upfront that you repay over a fixed period with predictable payments. It’s one of the most common ways businesses secure funding for growth — whether that’s expanding operations, hiring staff, or making a large investment.

If your business generates consistent revenue and you want stability in your payments, a term loan can be a strong option. Compared to revolving credit, it typically offers structured repayment and the potential for lower overall costs.

Rates, Terms & Funding Details

Feature
Details
Loan Amount
$25,000 – $500,000
Terms
6 – 60 months
Funding Speed
24 – 72 hours
Rates
Starting at competitive market rates
Payment Type
Fixed daily / weekly / monthly

Why Choose a Term Loan?

Term loans offer some of the strongest advantages for growing businesses.

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Predictable repayment schedule

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Access larger funding amounts

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Lower rates compared to short-term options

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Ideal for long-term investments

Things to Consider

Make sure a term loan is the right fit for your business needs.

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Fixed payments regardless of revenue

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May require stronger business history

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Less flexible than a line of credit

Compare Your Funding Options

Product
Speed
Flexibility
Best For
Term Loan
Medium
Low
Expansion
Line of Credit
Fast
High
Cash flow
Revenue Financing
Fast
Medium
Variable revenue

Is a Business Term Loan Right for You?

This is a great fit if you:

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Need a lump sum for expansion or large expenses

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Want predictable monthly payments

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Prefer structured repayment over flexible draws

You may qualify if you:

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Have 6+ months in business

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Generate $20,000+ in monthly revenue

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Have a 580+ credit score (flexible)

Get Funded in 3 Simple Steps

step 1

Tell Us About Your Business

Takes less than 60 seconds

step 2

Get Matched with Lenders

See your best funding options instantly

step 3

Receive Your Funds

As fast as the next business day

Get Your Funding Estimate

See what your business may qualify for — no obligation.

$
$0$500K

Great News!

You're Pre-Qualified for Up to:

$0 – $0

Based on your business profile, you may be eligible for flexible financing options with no upfront fees.

Continue My Application

*Estimates are for illustrative purposes only.
Actual rates, terms and amounts may vary.

Frequently Asked Questions

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